Now that I have (finally) moved to the comfortable side of the credit issue (thanks, Mom!) I'd like to share this link with you. The Secret History of the Credit Card is a collaboration of Frontline and The New York Times "to investigate an industry few Americans understand".
On the site, you can watch the full program, read the articles, and even join a discussion group.
If you have a handle on your credit, then Hooray! This info might still surprise you. And if you don't have your credit dollars under control, this might give you the impetus to work harder at doing so.
I found it very interesting.